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Insurance and Payment Options

As a courtesy, we will bill your primary and/or secondary insurance carrier or governmental agency directly for our facility fee (see SSC Facility Fee in this menu for more details).

By providing us with your current insurance information, we will authorize your coverage benefits prior to your procedure and then bill your insurance carrier for our services directly after your procedure.

Please be aware of any admission policies your insurance plan may have. You or your physician may have to adhere to certain requirements in order to insure maximum reimbursement. Failure to obtain pre-authorization, physician referral or a second opinion may greatly reduce or eliminate your benefits.

You should receive an explanation of benefits from your insurance company showing how our claim was processed and indicating your responsibility for any applicable balance. You will also receive a statement from our facility reflecting any amounts paid and any discounts or adjustments to your account.

You will be responsible for any co-pays and/or deductibles on the day of surgery. To review our payment terms, forms of payment and more billing related topics, please select each menu item on the left-side of this page.

Southgate Surgery Center Insurance Plans 


Southgate Surgery Center participates with all major health insurance carriers and most plans. The list below may be subject to change. Please call us to confirm that we accept your insurance well in advance of your procedure.

Insurance Accepted (as of July, 2018)

  • AAA Insurance
  • AARP
  • AARP Medicare Complete
  • Aetna
  • Aetna Better Health
  • Alliance Health and Life Insurance Company
  • Allstate
  • American Medical Security
  • American National Life
  • Ameriprise
  • Amica
  • Auto Owners
  • Bankers Life and Casualty
  • BCN Advantage
  • BCN of Michigan
  • Blue Cross Blue Shield of Michigan
  • ChampVA
  • Cigna
  • Cinergy Health
  • Cofinity
  • Connecticut General Life Insurance Company
  • Core Source
  • Erickson Advantage
  • Fep BCBS
  • Fidelis Secure
  • Gallagher Bassett Insurance
  • Golden Rule
  • Great Lakes Health Care
  • Great West Life
  • HAP
  • HAP Midwest
  • HAP Personal Alliance
  • HAP Senior Plus
  • Health Plan of Michigan
  • Health Plus of Michigan
  • Humana Claims
  • Medicaid MI
  • Medicare Part B
  • Medicare Advantage
  • Medicare Plus Blue
  • Meridian Health Plan of Michigan
  • Meritain Health
  • Molina
  • NGS American
  • NGS Coresource Mt. Clemens
  • Omnicare Coventry Health Plan
  • Paramount Health
  • Priority Health
  • Progressive
  • Railroad Medicare
  • SAFCO
  • State Farm Health Insurance
  • Strategic Resource
  • Titan
  • Total Health Care
  • Tricare
  • UMR
  • United American Insurance Company
  • United Healthcare
  • Veterans Administration (VA)


Late Arrival, Cancellation & No-Show Policy

The following guidelines help us provide timely and quality care to all patients.

Late Arrival

  • Patients are considered late if they have not arrived within 10 minutes of their scheduled appointment time.
  • Late arrivals may result in rescheduling or a reduced service depending on availability.

Cancellation

  • Appointments must be canceled or rescheduled at least 24 hours in advance.
  • Late cancellations may result in a $35 fee.

Missed Appointment

  • Missing an appointment without prior notice is considered a no-show.
  • No-shows may be charged a $35 fee.
  • If missed appointments persist this may affect future scheduling.

Compassionate Exceptions

  • We understand that life can be unpredictable.
  • If you have an unusual situation, please reach out to our team. We are here to work with you.

Thank you for helping us serve all our patients with care and punctuality.

Financing Options

Alphaeon Credit

With the Alphaeon Credit card*, you’ll find a wide array of flexible monthly payment options to help you receive the care your doctor recommends.

What Can I Finance?

Alphaeon offers financing for all treatments we offer, including:

*Subject to credit approval and availability. Purchase must be made using the ALPHAEON CREDIT Card Account. ALPHAEON CREDIT Card Accounts are offered by Comenity Capital Bank which determines qualifications for credit and promotion eligibility. Account must be in good standing at the time of purchase. At no time will the minimum payment due be less than $27.00. Minimum interest charge is $3.00 per credit plan. Standard variable APR of 32.99%, based on the Prime Rate. Comenity Capital Bank issues ALPHAEON CREDIT Card Accounts, which can be used with participating physicians.