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Insurance and Payment Options

As a courtesy, we will bill your primary and/or secondary insurance carrier or governmental agency directly for our facility fee (see SSC Facility Fee in this menu for more details).

By providing us with your current insurance information, we will authorize your coverage benefits prior to your procedure and then bill your insurance carrier for our services directly after your procedure.

Please be aware of any admission policies your insurance plan may have. You or your physician may have to adhere to certain requirements in order to insure maximum reimbursement. Failure to obtain pre-authorization, physician referral or a second opinion may greatly reduce or eliminate your benefits.

You should receive an explanation of benefits from your insurance company showing how our claim was processed and indicating your responsibility for any applicable balance. You will also receive a statement from our facility reflecting any amounts paid and any discounts or adjustments to your account.

You will be responsible for any co-pays and/or deductibles on the day of surgery. To review our payment terms, forms of payment and more billing related topics, please select each menu item on the left-side of this page.

Southgate Surgery Center Insurance PlansĀ 


Southgate Surgery Center participates with all major health insurance carriers and most plans. The list below may be subject to change. Please call us to confirm that we accept your insurance well in advance of your procedure.

Insurance Accepted (as of July, 2018)

  • AAA Insurance
  • AARP
  • AARP Medicare Complete
  • Aetna
  • Aetna Better Health
  • Alliance Health and Life Insurance Company
  • Allstate
  • American Medical Security
  • American National Life
  • Ameriprise
  • Amica
  • Auto Owners
  • Bankers Life and Casualty
  • BCN Advantage
  • BCN of Michigan
  • Blue Cross Blue Shield of Michigan
  • ChampVA
  • Cigna
  • Cinergy Health
  • Cofinity
  • Connecticut General Life Insurance Company
  • Core Source
  • Erickson Advantage
  • Fep BCBS
  • Fidelis Secure
  • Gallagher Bassett Insurance
  • Golden Rule
  • Great Lakes Health Care
  • Great West Life
  • HAP
  • HAP Midwest
  • HAP Personal Alliance
  • HAP Senior Plus
  • Health Plan of Michigan
  • Health Plus of Michigan
  • Humana Claims
  • Medicaid MI
  • Medicare Part B
  • Medicare Advantage
  • Medicare Plus Blue
  • Meridian Health Plan of Michigan
  • Meritain Health
  • Molina
  • NGS American
  • NGS Coresource Mt. Clemens
  • Omnicare Coventry Health Plan
  • Paramount Health
  • Priority Health
  • Progressive
  • Railroad Medicare
  • SAFCO
  • State Farm Health Insurance
  • Strategic Resource
  • Titan
  • Total Health Care
  • Tricare
  • UMR
  • United American Insurance Company
  • United Healthcare
  • Veterans Administration (VA)